It is the same fear that negatively affects many companies. But not necessarily the fear to look at their bank account, but maybe to look at an internal problem, structural, tactical, etc. The action is only taken when the bomb explodes, but maybe at this point, a major damage may have already been done.
Remember, fear exists only is in the field of our imagination. It can help you to be cautious, but often acts as paralyzer. Yet, the risk is external and will always exist. The “safe” is rarely the path to success because you have to fight against the status quo.
Just think about it.